NHS Human Services, Inc.

Senior Financial Analyst, Capital Management

Charlotte, North Carolina

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

The Capital Management Finance Analyst is part of the Enterprise Capital Management (ECM) team and assists in the timely and accurate preparation of the company’s regulatory capital results; research causes of unanticipated capital changes; end-to-end review, analysis, and implementation of new capital regulations; and ad-hoc analytical reporting to senior management and regulatory agencies. Success requires understanding of regulatory capital and accounting rules and the ability to formulate means by which answers may be derived from large sets of data.

ECM is a global team of more than 100 professionals responsible for the efficient and prudent management of the Corporation's as well as its subsidiaries' capital across the enterprise globally. ECM implements the Board’s capital management strategy including issuance, redemption or repurchase of common stock and other capital instruments. ECM works closely with lines of business and guides them to efficiently and proactively manage the enterprise's capital including design and implementation of capital allocation methodologies. ECM also recommends capital related financial resource limits to senior management. In addition, ECM produces and monitors regulatory capital metrics including capital adequacy ratios, leverage exposure and risk-weighted assets and oversees the end-to-end capital measurement process across the enterprise. Partnering with other control functions, ECM manages external disclosures related to capital management including 10Q, 10K, Pillar 3 disclosures and other regulatory filings‎. ECM interfaces with banking regulators globally on all capital related matters.

Responsibilities:

This job is responsible for more complex finance activities around capital calculation, reporting and/or analysis to support the Bank's Capital Initiatives.

• Analyzes business balance sheet and risk-weighted assets identifying optimization opportunities

• Ensures process, documentation, and procedures align with rule conformance of Basel capital requirements

• Consolidates and delivers monthly Basel III capital results, explaining key drivers of variances

• Provides transactional support for live transactions

• Assists and educates business partners about capital, regulatory requirements, providing recommendations on how to operate in a capital efficient manner

• Facilitates capital forecasting for strategic planning and capital planning purposes, including stress testing

• Monitors portfolios to anticipate capital needs and financial resource use

Required Qualifications:

• Minimum 5 years of experience with quantitative methods applied to finance and banking

• Thorough understanding of Basel III regulations

• Project management and issue resolution

• SQL query writing

• Experienced in analyzing big datasets

• Relationship Building (influencing)

• Policy/procedure writing

• Oral and written presentations

• Attention to detail

• Excel (VBA), PowerPoint

Desired Qualifications:

• Advanced degree in finance, engineering, computer science, math, or statistics

• Proficient in SQL and working with large databases, experience with data mining Report analysis, design and development

• Strong written communication skills, including presenting technical information, writing procedures and controls

• Experience in regulatory capital and capital reporting

• Attention to detail coupled with ability to simplify the complex

• Strategic thinker that can understand complex business challenges and potential solutions

• Advanced knowledge of Excel and VBA

Skills:

• Analytical Thinking

• Data and Trend Analysis

• Financial Forecasting and Modeling

• Reporting

• Scenario Planning and Analysis

• Adaptability

• Attention to Detail

• Policies, Procedures, and Guidelines

• Regulatory Compliance

• Risk Management

• Benchmarking

• Business Acumen

• Critical Thinking

• Financial Management

• Interpret Relevant Laws, Rules, and Regulations

Shift:

1st shift (United States of America)

Hours Per Week:

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

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Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

To view Bank of America’s Drug-free Workplace and Alcohol Policy, CLICK HERE .

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work.

This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.